If you have worked in a medical office for a long time, then you have probably seen a lot of change in the way providers are paid. In the past, doctors used to rely on a patient’s insurance to cover most of their health care costs. Now, more insurers are paying less of the cost share with in-network fee reductions and a shift to higher deductibles and co-pays. The services the physician provides may be the same, but the patient bears more responsibility for the costs of care...